Emilia Strnad is a sophomore at Augustana College who already has racked up $25,000 in debt, even with the support of Pell grants and subsidized loans.
"I'm definitely scared," she said, "especially if the interest rate goes up to 6.8 percent."
Ms. Strnad, of Appleton, Wis., is studying political science and psychology. On Wednesday, she listened to Cheri Bustos, the Democratic 17th District Congressional candidate, speak at one of her classes.
Her visit came a day after Republicans blocked U.S. Senate debate on the Democrats' version of a bill to keep interest rates for subsidized Stafford loans at 3.4 percent for another year, rather than automatically growing to 6.8 percent on July 1 as they would under a law enacted five years ago. The bill would pay for the extension by changing a law that lets some wealthy taxpayers avoid Social Security and Medicare taxes by classifying their pay as dividends instead of cash income.
The move was further evidence of the ineptitude of a "do-nothing Congress," Ms. Bustos said.
"There's a reason why the approval rating of Congress is in the single digits," she said.
"I've worked most of my career in the private sector where you've got to have results," Ms. Bustos said. "You've got to get things done."
On April 27, the House passed a GOP version of the bill. Democrats oppose that plan because it would be paid by abolishing a preventive health fund created by health care reform legislation.
Both Ms. Bustos, a former health-care executive, and her Nov. 6 opponent, U.S. Rep. Bobby Schilling, R-Colona, agree on the need to stop the interest rate from rising. But Rep. Schilling, who was unavailable for comment Wednesday, supports the Republican plan.
Ms. Bustos said the two factions should seek a compromise. But she said the inability to even bring a bill to the Senate floor for debate left her wondering if that was possible.
Her Augustana conversations stretched beyond student loans to touch on energy policy, the lack of diversity in Congress, Medicare and Social Security. There were few votes for Ms. Bustos to win in the class; a majority of the students were from the Chicago area.
She told students her role model was the late Paul Simon, a liberal icon who represented Illinois in the U.S. Senate until 1997. When students were asked to raise their hands if they knew who Mr. Simon was, only two of about 15 popped up.
But even if her reference points didn't always tally with the students, Ms. Bustos was well-received.
"I think she's a very smart woman, and she has a lot of good views," Ms. Strnad said. "And it's nice to see a woman in politics."
Today is Monday, Oct. 20, the 293rd day of 2014. There are 72 days left in the year.
1864 -- 150 years ago: The store of Devoe and Crampton was entered and robbed of about $500 worth of gold pens and pocket cutlery last night. 1889 -- 125 years ago: Michael Malloy was named president of the Tri-City Stone Cutters Union. 1914 -- 100 years ago: Dewitte C. Poole, former Moline newspaperman serving as vice consul general for the United States government in Paris, declared in a letter to friends that the once gay Paris is a city of sadness and desolation. 1939 -- 75 years ago: Plans for the construction of an $80,000 wholesale bakery at 2011 4th Ave. were announced by Harry and Nick Coin, of Rock Island. It is to be known as the Banquet Bakery. 1964 -- 50 years ago: An application has been filed for a state permit to organize a savings and loan association in Moline, it was announced. The applicants are Ben Butterworth, A.B. Lundahl, C. Richard Evans, John Harris, George Crampton and William Getz, all of Moline, Charles Roberts, Rock Island, and Charles Johnson, of Hampton. 1989 -- 25 years ago: Indian summer is quickly disappearing as temperatures slide into the 40s and 50s this week. Last week, highs were in the 80s.